National Fire and Indemnity Exchange Actions to Protect Subscribers During the COVID-19 Public Health Emergency

Grace Period for Payments

Payments due dates are extended 20 days. This includes subscribers paying by check or electronically. Example: A payment due April 1 is automatically extended until April 20th.

Late Fees

No late fees will be assessed through May 15, 2020.

Cancellation for Non-Payment

Subscribers will receive a monthly statement reporting any unpaid premium. However, no policies will be cancelled for non-payment through May 15, 2020.

Non-renewal of polices for underwriting reasons

Any policies that would have been non-renewed for underwriting reasons will be automatically extended until June 15, 2020.

Continuing Expiring Policies

Policies will automatically renew at expiration unless the subscriber directs us otherwise.

Claim Processing

Processing will continue uninterrupted upon our being notified of a claim and receiving appropriate documentation.